A Conversation with the Finance Expert at Jim Xamis Ford
If you're looking for a great interest rate on a new Ford F-150 or Explorer, you'll want to come to Jim Xamis Ford. Our finance team spends their days helping customers discover what car loan and credit options they qualify for, ensuring everyone goes home happy. Our Ford dealer near Morton prides itself on putting the needs of our customers first no matter what their financial situation may be.
To shed some light on the auto financing process, we've tapped into our experts to share their thoughts. See what they had to say, then visit our showroom to meet with a Ford finance specialist in person.
Your Ford Financing Questions Answered
01I only just bought my car in the past six months. Can I still sell it?
Life happens! We can help in any situation, no matter how recently you purchased your last vehicle. Just start by letting us get a trade valuation on your vehicle and let us know what your needs are for a new vehicle!
02I have a low credit score -- can I still finance a car?
With our vast selection of lenders that we work directly with, we typically can help people in any credit situation get approved for financing.
03Can I reduce my monthly car payments down the road?
Yes, you can! We're often able to get a customer into a new vehicle and lower their payments at the same time.
04Can I add a warranty when I buy a car?
We offer many different extended service contracts to ensure your new Ford truck or SUV is protected. We offer a variety of coverage options based on both on mileage and time. We even offer interior and exterior paint protection!
05Can I cancel my financing agreement once it's finalized?
No. Once a contract has been sent to the lender, we are unable to cancel the agreement. This is why we have a no-pressure sales environment: to ensure you're making the right decision for yourself and do not get pressured into buying something which isn’t right for you!
06
Can I pay off my car early?
Yes! All of our lenders allow you to pay off your loan and agreement early at no extra charge.
07
How much of a down payment do you need to finance?
Many times, no deposit or down payment is needed to get a car financed.
08
How many lenders does Jim Xamis Ford work with?
We work over 10 different lenders to get you the lowest interest rate available. Our Ford finance team can potentially help our customers save thousands of dollars in interest by locking in the lowest rate!